Your goal is to match the right key with the right padlock.Great prizes such as cold hard cash, hotel stays, dinners, tickets to popular things to do and more.Nature offers a powerful set of tools for addressing hazards like flooding and erosion.

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On the other hand, natural areas and nature-based solutions provide, create or improve wildlife habitat for fish, birds and other species, which enhances recreational opportunities for community members and tourists alike.

The presence of nearby natural areas and green spaces appears to strengthen social ties among neighbors by encouraging the use of common spaces.

Along our coasts, natural features like sand dunes and marshes or coral reefs and oyster reefs reduce wave heights, absorb storm surges and help stop erosion.

But the true return on investment for nature-based solutions is realized when the other, multiple benefits they provide are considered.

If you are still asked to voluntarily contribute money that you aren’t comfortable contributing, you need to come up with a blanket response that you can give each time you’re asked — one that doesn’t pass you off as stingy or not being a team player or whatever other negative thing your colleagues might think of you simply because you refuse to fork over your hard-earned cash every other week for someone’s shower or birthday or going-away party.

If you give the same response each time, people won’t take your “no” personally (and they will hopefully stop asking).

Often overlooked is the role that nature and nature-based solutions can play alongside seawalls or dams and levees.

For instance, we are safer when rivers have more room during floods and floodwaters can disperse and slow down rather than rise, rage and threaten communities.

Even smaller-scale projects, like rain gardens or green roofs, can help reduce the impacts of local flooding events while also providing benefits like improved community appeal and habitat for birds and butterflies or pollinating bees.

Traditional structures designed to control floodwaters or storm surges are usually built on beaches, marshes or wetlands, where they destroy valuable wildlife habitat.

Do you contribute individually for colleagues’ gifts and parties or do you have a department fund or committee that handles that stuff? Are you usually asked to contribute the same amount? If so, how did you word it, and did you feel like you were “punished” for saying no?