Too many people start saving, investing, and building passive income streams AFTER they’ve begun to hate their lives.

Further, what about the millions of Americans who don’t pay taxes, who depend on us to continue working to pay taxes in order to help them live? By removing myself out of the system, I’m no longer contributing as much to the well being of society. If I haven’t achieved my potential by then, I don’t plan on retiring even if I have the money to do so.

The point of having an earlier-than-normal retirement goal is to help keep focused.

Instead of going on with failure, you decide to give up and get out of the game. Society has shifted our ideals from hard work and thinking long term to instant gratification.

Early retirement is like the cowards way of not having to be the best any more. Nobody has the patience to work for decades before being eligible for a pension.

Personal Capital is free, and less than one minute to sign up.

Ever since I started using the tools in 2012, I’ve been able to maximize my own net worth and see it grow tremendously. Your definition of early retirement will evolve once you are in retirement.

Update: Reflecting On Early Retirement Five Years Later (2018) The Fear Of Running Out Of Money In Retirement Is Overblown Manage Your Finances In One Place: One of the best way to become financially independent is to get a handle on your finances by signing up with Personal Capital.

They are a free online platform which aggregates all your financial accounts in one place so you can see where you can optimize your money.

I also admire those who’ve been able to strike it rich very early!

That said, perhaps early retirement isn’t a good idea for the large majority of people.

If you look carefully around the web, you’ll read scores of articles about the desire to retire early.